About Credit Cards Wise

Credit Cards Wise is devoted to teaching people healthy ways in personal finances mostly related to smart and advanced credit card use, or better yet, living a life without credit cards.

The whole website is one man’s effort on making your financial life easier, and your relationships with banks and lenders more transparent. I am not a financial professional. I am just a guy who has been in many situations related to credit cards, personal debt, and credit score building, and I want to share my experience and expertise with you.

I attribute to myself that I can read a credit cards’ terms and conditions fine print, interpret them into a plain language anyone can understand, and make conscious decisions based on it. I share reviews on most aggressively marketed credit cards, stories from my life and lives of our readers, and advice on credit card selection and credit score improvement.

You will also find my recommendations on credit card articles, financial books, and tools. I will show you how to negotiate with your bank and how to remove errors from your credit report, as well as how to handle identity theft and be prepared in advance for personal financial calamities.

From time to time, I recommend products like books, software tools, etc., that I have purchased for myself, related to personal finances, credit, debt, credit score building, identity theft prevention, etc. I believe these products are useful and can make a difference in your personal financial situation.

And of course I share articles, news, and trends related to credit and personal finances that I have found on the Internet from various trustworthy sources.

Please remember that all information you may find at Credit Cards Wise is based on my own experience and informed opinion. I believe it should work for you as well; however, as your situation may be different, please always form your own conscious conclusions and act on them according to your situation.