About Credit Cards Wise
Credit Cards Wise is devoted to teaching people healthy ways in
personal finances mostly related to smart and advanced credit card
use, or better yet, living a life without credit cards.
The whole website is one man’s effort on making your financial life
easier, and your relationships with banks and lenders more
transparent. I am not a financial professional. I am just a guy who
has been in many situations related to credit cards, personal debt,
and credit score building, and I want to share my experience and
expertise with you.
I attribute to myself that I can read a credit cards’ terms and
conditions fine print, interpret them into a plain language anyone
can understand, and make conscious decisions based on it. I share
reviews on most aggressively marketed credit cards, stories from my
life and lives of our readers, and advice on credit card selection
and credit score improvement.
You will also find my recommendations on credit card articles,
financial books, and tools. I will show you how to negotiate with
your bank and how to remove errors from your credit report, as well
as how to handle identity theft and be prepared in advance for
personal financial calamities.
From time to time, I recommend products like books, software tools,
etc., that I have purchased for myself, related to personal
finances, credit, debt, credit score building, identity theft
prevention, etc. I believe these products are useful and can make a
difference in your personal financial situation.
And of course I share articles, news, and trends related to credit
and personal finances that I have found on the Internet from various
trustworthy sources.
Please remember that all information you may find at Credit Cards
Wise is based on my own experience and informed opinion. I believe
it should work for you as well; however, as your situation may be
different, please always form your own conscious conclusions and act
on them according to your situation.